Wallets for stablecoin payments on your platform

Polygon wallets make crypto invisible for financial institutions integrating onchain. Get fiat ramps, yield, cross-chain routing, and settlement with the Open Money Stack.

BOOK A DEMO View Docs View Docs

Multichain support built in

Every wallet use case for payments

You bring the brand. We bring the infrastructure.

Invisible onboarding

Users sign up the way they already do – email, phone, social login.

Your brand, end to end

Fully white-labeled. The only product your users ever see is yours.

Keep money inside your product

Dollar balances turn your product from somewhere money moves to somewhere money stays.

Not a point solution. The whole Open Money Stack.

Wallets, ramps, and routing in one API

Connect every layer your payment product needs from a single integration with the Polygon Open Money Stack.

Any chain, any asset

Works across blockchains with USDC, USDT, and more. Cross-chain routing handled automatically.

Integrate once and ship in days

From zero to live stablecoin payments in days with SDKs in every language your team uses.

Non-custodial wallets

Your customers always control their funds

Polygon Open Money Stack dashboard showing wallet management and transaction overview
What it unlocks

Hold, spend, and grow stablecoin balances inside your product. Payouts to contractors and counterparties anywhere in the world. Add yield on idle balances.

Best for

Fintechs, neobanks, marketplaces, prediction markets, and more.

START BUILDING

Custodial wallets

A licensed partner holds the keys. KYC, custody, and the money transmitter license are absorbed for you.

Polygon wallet infrastructure security certifications
What it unlocks

Fiat to crypto and back. Settle anywhere in the world. Batch payouts, treasury ops, and B2B flows in a single API.

Best for

Payment platforms, treasury teams, cash ramp providers, and any business that needs to move money on behalf of its customers.

START BUILDING

Enterprise-grade wallet security

01

Recovery

Integrated account recovery so your users don't lose access and your team doesn't hold keys.
01

Recovery

Integrated account recovery so your users don't lose access and your team doesn't hold keys.

02

Proven in production

Independently audited at every release. Built with licensed custody partners. Battle-tested in production since 2021.
02

Proven in production

Independently audited at every release. Built with licensed custody partners. Battle-tested in production since 2021.

03

Enterprise-grade security

Wallet keys are generated and stored in AWS Nitro secure enclaves. Never exposed to Polygon, your software, or your team.
03

Enterprise-grade security

Wallet keys are generated and stored in AWS Nitro secure enclaves. Never exposed to Polygon, your software, or your team.

FAQ

Frequently asked questions.

01
Polygon's wallet infrastructure is a set of APIs and SDKs that let platforms embed non-custodial or custodial wallets directly into their products. Users can hold, send, and receive stablecoins without needing to understand blockchain. The infrastructure is built on Polygon Chain and is part of the Open Money Stack.
02
Embedded (non-custodial) wallets are self-custody — the user owns their keys. Custodial wallets are managed by Polygon on your platform's behalf, with simpler UX and no key management for end users. Both are available through a single API integration.
03
No. Polygon's wallet infrastructure is designed to be invisible to end users. They interact with a familiar financial UI while settlement happens onchain behind the scenes. Read more.
04
Yes. Polygon wallets power applications across payments, gaming, and consumer finance with enterprise-grade security and compliance tooling including KYC and MTL.

If you don't see your question answered here, reach out to our support team, we're always happy to help.

contact us contact us

Modernize your payments. Integrate wallet infrastructure.

BOOK A CALL
BROWSE THE DOCS
BOOK A CALL
BROWSE THE DOCS